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Credit Card Risk Analyst

Team: Production Analytics
Department: Business Analytics/Revenue
Location: Fort Lauderdale, Florida
Commitment: Full-time
Summary
Are you ready to join a growing team that puts a premium on productivity and has an award-winning culture, centered around transforming talented employees into effective business leaders?
 
Then Bankers Healthcare Group is the place for you. We offer innovative financial solutions to licensed and highly-skilled professionals, representing the best of both traditional lending and fintech, and are looking for passionate, impact players to help take our company to the next level.
 
At BHG, you’ll become immersed in the finance industry—with a variety of loan solutions, credit cards, patient financing, bank programs, and collections services, which have helped BHG become one of the leading providers of finance solutions.
 
With over 19 years in business, we have the stability of an established company with the speed and agility of a startup, where ingenuity and risk-taking are encouraged, and every employee has the opportunity to learn, grow and thrive. 

Who You Are

We are looking for a Credit Card Risk Analyst to help BHG’s efforts to turn our data into insights in the credit card space. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line and grow BHG’s credit card portfolio in an analytically sound way. You are looking for a growth-minded individual looking to work in a collaborative environment that values your insight, encourages you to take on new responsibilities, promotes continuous learning, and rewards innovation.  You are someone who loves taking on new challenges and working on creating innovative solutions leveraging the materials you have at your disposal.
What You’ll Do
  • The Credit Card Risk Analyst will partner with BHG’s credit card product owners to identify key business opportunities to grow BHG’s credit card portfolio
  • The Credit Card Risk Analyst will work cross-functionally with department heads from Marketing, Production, Development, and Operations to collect data and create actionable insights related to BHG’s credit card portfolio
  • Leverage unsupervised and supervised learning techniques to increase the effectiveness of BHG’s credit card acquisition, portfolio management, and collections strategies and tactics
  • Establishes and maintains effective performance tracking; identify improvement opportunity, form hypothesis, proposes, designs and implements tests to drive strategy enhancement and optimization
What you’ll need
  • 2+ years of experience in business analysis in a corporate setting
  • Looking for a consultative, collaborative, problem-solving approach and be able to handle multiple concurrent work streams at once
  • Advanced experience with SQL (MS SQL Server, MySQL, Oracle SQL)
  • Knowledge/Experience of programming languages (R, Python)
  • Experience with data visualization and dashboarding (PowerBI, Tableau, Cognos, ect.)
  • Experience with business analysis and/or data modeling, including advanced analytics such as machine learning, clustering, and predictive modeling
  • Have a strong mathematical foundation (proficiency in statistics is a plus), an excellent analytical mind, and must be able to thrive with minimal direction and supervision.
  • Strong verbal and written communications skills
  • Undergraduate degree in data science, data analytics, engineering, statistics, information systems, or similar
  • Good to Have:
  • Post-collegiate work experience in data analytics in a business environment
  • Experience working in credit card acquisition, portfolio management, or collections analytics
  • Masters degree in data science, data analytics, engineering, statistics, information systems, or similar
Life at BHG
At BHG, we work hard and aren't afraid to take risks. Since the beginning, our core values of PMA (positive mental attitude), team player and loyalty have been the driving force behind every interaction we have between each other and our customers. We have a healthy respect for the daily grind, yet we value work/life balance. We believe that all employees should have the opportunity to lead and that good ideas can come from anyone. From the top-down, our leaders are actively involved not only in strategic oversight and running the business, but also in the well-being and growth of all employees. We consider people our #1 asset, and help employees realize their full potential, set and exceed their goals, and explore new opportunities for personal and professional development.
Why You Should Join BHG

We strive to offer amenities, opportunities, events, and programming that support the interests of our teams, while furthering the culture that makes us Great Place to Work® certified. Some of the benefits you can expect when you join BHG include:

  • 100% coverage of monthly health insurance premiums
  • Competitive PTO and vacation policies
  • Company 401(k) plan with employer contributions after one year
  • On-site gym access and memberships, with personal trainers, and certified nutritionists on staff
  • Company-sponsored training and certification opportunities
  • Monthly award ceremonies where top achievers are celebrated and receive additional bonuses
  • Ongoing volunteer opportunities to give back to the community through our BHG Cares program
If you’re ready for a career where you can exercise your passions, be surrounded by co-workers who are relentlessly committed to service, and have a team-player mindset, apply today!
Apply Now
Bankers Healthcare Group is committed to equal treatment and opportunity in all aspects of recruitment, selection, and employment without regard to gender, race, religion, national origin, ethnicity, disability, gender identity/expression, sexual orientation, veteran or military status, or any other category protected under the law. Bankers Healthcare Group is an equal opportunity employer; committed to a community of inclusion, and an environment free from discrimination, harassment, and retaliation.